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Loan Originator

Company: Axia Home Loans
Location: Sandy
Posted on: March 14, 2020

Job Description:

BASIC FUNCTION Meet with new and existingclients to take applications for residential mortgage loans; engage in marketingefforts to build client base and increase business; work with the operationsstaff to facilitate the processing and closing of mortgage loans; stay currenton mortgage laws, rules and regulations and maintain individual licensing ingood standing at all times. ESSENTIAL DUTIES Meet with borrowers to take applications for purchaseand refinance transactions. Engage in marketing efforts to increase business,client and referral base. Pull the borrower(s) credit report(s), copy borrowerdocumentation; put file in proper stacking order; pre-qualify the borrower;quote price according to Loan Originator pricing guidelines and input theinformation into approved LOS. Work with the processor and other operations staff tofacilitate the quick and smooth closing of the transaction. Communicate with realtor and borrower on anyadditional needs and status updates. Lock the loan with the Secondary Marketing Department. Meet with processor on a routine basis to reviewpipeline. Meet continuing education requirements as required byeach state and the NMLS. Attend trainingas required by Axia from time to time. Keep current on FHA/VA/USDA/Conventional changes andguidelines as communicated by underwriting or operations or external sources. Ensure that anenvironment of teamwork is maintained at all times. Maintain thehighest possible level of customer service. Interface withother departments as necessary to ensure the smooth operation and growth of theOrganization. Other duties asassigned STANDARDS OF PERFORMANCE / MINIMUMQUALIFICATIONS Minimum of 2 years of mortgage and/or sales experiencepreferred. Closes an average of 3 loans per month. Greater than 95% of loans are correspondent loans. Greater than 80% of production is purchasetransactions. Communicates challenges and opportunities to Manager. Ability to be flexible, multi-task and organizepriorities in a fast paced work environment, while maintaining a high level offocus and accuracy. Effective verbal and written communications skills Knowledge of mortgage industry practices andregulations Strong analyticalskills, combined with sound judgment and decision making abilities High level of professionalism and ability to maintainconfidentiality Strong customer service values and the ability todeliver a high level of responsiveness to both internal and external customers High level of computer literacy Maintainknowledge and adhere to all regulations and compliance standards on internaland external policies. The desire and ability to abide by our four pillarsof: Advocacy, Excellence, Integrity, and Accountability. The requirements listed above are representative of the knowledge, skill,and/or ability required. Reasonable accommodations may be made to enableindividuals with disabilities to perform the essential functions. PandoLogic. Keywords: Loan Officer, Location: Sandy, UT - 84094

Keywords: Axia Home Loans, Sandy , Loan Originator, Other , Sandy, Utah

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